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Ezivo Calculator
Formula and sources reviewed2026/27 tax yearReviewed 24 October 2026Published by Ezivo Calculator

🇬🇧 United Kingdom Salary Calculator

Estimate annual, monthly and weekly take-home pay after Income Tax, employee National Insurance and common deductions.

Advanced gross-to-net and net-to-gross

Estimate salary after tax

More options: schedule, pension, loans, overtime+
Upgraded against SalaryAfterTax-style workflows: gross-to-net, net-to-gross target, pay schedule, overtime, bonus, pension mode, student loans and period switching.

Scenario comparison

No pension£0.00
Current setup£0.00
+£5k gross£5,000.00

England, Wales and Northern Ireland estimate. Benefits, tax-code adjustments and Scottish Income Tax are excluded.

Monthly take-home estimate

£0.00

Gross incl. extras£0.00
Annual take-home£0.00
Tax due0.0%
Income Tax−£0.00
Employee National Insurance−£0.00
Pension−£0.00
Student loan−£0.00

Methodology

How this calculator works

Gross employment income plus any entered bonus is processed through the 2026/27 non-Scottish Income Tax bands. Advanced options can subtract a pension percentage before tax and estimate student-loan repayment by plan. Annualised Class 1 employee National Insurance is calculated separately.

Worked example

Reading the result

At £55,000, part of salary falls in the 40% Income Tax band while employee NI falls to 2% above the Upper Earnings Limit. Adding pension or student-loan details changes the take-home result and shows the deductions separately.

Accuracy checklist

Validate your United Kingdom estimate

  1. 1Separate base cash salary, bonus, overtime, taxable benefits and employer-paid items before calculating. Use the correct pay frequency and 2026/27 tax year setting, and do not subtract an employer contribution from take-home pay unless it is genuinely withheld from the employee.
  2. 2Compare gross pay, taxable pay, employee deductions and net cash as separate result lines. This makes it easier to find whether a difference comes from income tax, a capped contribution, an optional deduction or the conversion between annual and pay-period amounts.
  3. 3Check the United Kingdom estimate against an actual payslip and HM Revenue & Customs — Income Tax rates and allowances. Payroll calendars, cumulative withholding, rounding, benefits, arrears and one-off payments can create period-by-period differences even when the annual method and inputs are reasonable.
  4. 4Save the inputs, selected options and calculation date with the result. If the estimate informs a payment, return, contract or application, rerun it when the 2026/27 tax year rules or your underlying figures change and compare the updated breakdown with the earlier version.

Common questions

Frequently asked questions

Does this work for Scotland?+

No. Scottish Income Tax has different bands and rates. This calculator covers England, Wales and Northern Ireland.

Does it include pension contributions?+

Yes, advanced mode can estimate a simple pension percentage. Exact payroll treatment can differ by scheme and salary-sacrifice setup.

Why can my payslip differ?+

Your tax code, pay frequency, bonuses, benefits, payroll rounding, student loan and pension method can change an individual payslip.

Sources and review

Author: Ezivo Calculator. Reviewed by: Ezivo Calculator technical QA. Primary reference: HM Revenue & Customs — Income Tax rates and allowances. Rules reviewed 24 October 2026.

Rule period: Current published rules within the page’s stated period and scope

Next scheduled review: 15 December 2026

The implemented rates, thresholds, displayed scope and representative boundary behaviour were reviewed against the primary source linked on the page.

View official source

Important scope

For employment income in England, Wales and Northern Ireland. Scottish rates, detailed tax-code adjustments, benefits, salary-sacrifice specifics and tax credits are excluded. This calculator provides general information and a planning estimate, not financial, tax, legal or professional advice.

Read the guide: How UK salary after tax is calculated →Explore all United Kingdom calculators →