Estimate Saudi social-insurance deductions and employer contributions for legacy and new-system Saudi members, non-Saudi workers, SANED and occupational hazards.
Saudi GOSI contribution calculator
Employee monthly deduction
SAR 0.00
Methodology
The calculator applies the SAR 45,000 contribution wage ceiling. Legacy Saudi members use 9% employee and 9% employer pension shares. New-system members with no contribution period before 3 July 2024 use the phased 10% shares effective from 1 July 2026. SANED is optionally 0.75% each, while occupational hazards are 2% employer-paid. Non-Saudi workers exclude pension and SANED in this planning model.
Worked example
For a new-system Saudi member with a SAR 12,000 monthly contributory wage after 1 July 2026 and SANED included, the employee estimate is 10% pension plus 0.75% SANED. A legacy member at the same wage uses 9% pension plus 0.75% SANED.
Common questions
Select it only for a Saudi worker with no contribution period before 3 July 2024. From 1 July 2026 the phased pension share is 10% for the employee and 10% for the employer.
No. The calculator separates Saudi and non-Saudi treatment because pension and SANED are not the same as occupational hazards coverage.
It applies the official SAR 45,000 maximum contribution wage.
Yes. Confirm the worker's GOSI classification, covered wage and payroll month in the official record.
Primary reference: GOSI official contributor FAQ. Rules reviewed 24 October 2026.
Rule period: Current published rules within the page’s stated period and scope
Next scheduled review: 15 December 2026
The implemented rates, thresholds, displayed scope and representative boundary behaviour were reviewed against the primary source linked on the page.
General payroll planning estimate. Select the system from the worker's contribution history. Actual GOSI coverage, contributory wage, registration status, exemptions and contribution-month handling should be checked through GOSI or payroll professionals. This calculator provides a planning estimate, not personal financial or tax advice.