Estimate monthly net pay after employee contributions, Income Tax, 13th month treatment, benefits, voluntary Pag-IBIG savings and optional deductions.
Advanced payroll planning
Scenario comparison
Current setup: ₱0.00
+₱5,000 gross: ₱4,400.00
Tax treatment
Taxable bonus: ₱0
Refund estimate: ₱0.00
Employer view
Employer contributions: ₱0.00
Annual payroll cost: ₱0
monthly take-home estimate
₱0.00
Methodology
The calculator separates base monthly salary, taxable allowances, non-taxable monthly benefits, 13th month pay and bonus income. It estimates employee SSS, PhilHealth and Pag-IBIG deductions, applies the ₱90,000 13th month and bonus exemption, calculates taxable compensation with progressive Philippine compensation tax bands, then converts the annual tax into a payroll-period take-home estimate.
Worked example
If salary is ₱60,000 per month with 13th month pay, the result separates employee SSS, PhilHealth, Pag-IBIG, exempt 13th month/bonus treatment, taxable compensation, monthly tax estimate, net take-home pay and employer payroll cost.
Accuracy checklist
Common questions
Yes. You can enter 13th month pay separately, and the calculator applies the entered ₱90,000 13th month/bonus exemption before estimating income tax.
Yes. Monthly taxable allowances are included in taxable compensation, while entered non-taxable benefits are shown in cash flow but excluded from taxable compensation.
Yes. The tool estimates employee deductions and also shows employer-side payroll cost for planning. Agency tables and payroll setup can still create differences.
Yes. Switch calculation mode to target monthly take-home and the tool estimates the gross monthly salary needed.
Yes. Enter tax already withheld to see a simple refund or balance-due view against the annual tax estimate.
Author: Ezivo Calculator. Reviewed by: Ezivo Calculator technical QA. Primary reference: BIR — compensation income tax table. Rules reviewed 24 October 2026.
Rule period: Current published rules within the page’s stated period and scope
Next scheduled review: 15 December 2026
The implemented rates, thresholds, displayed scope and representative boundary behaviour were reviewed against the primary source linked on the page.
Planning estimate only. Exact payroll withholding, substituted filing, de minimis limits, fringe benefits, company-specific benefits, payroll cutoffs, employee classification and official agency table updates can change final values. This calculator provides general information and a planning estimate, not financial, tax, legal or professional advice.